Important Fraud Alert – Consumer Financial Protection Bureau (CFPB) Scam

We have recently become aware of a scam involving individuals falsely claiming to represent the Consumer Financial Protection Bureau (CFPB). In these scams, consumers are contacted by phone, email, text message, or mail and are instructed to send money, provide personal information, or pay fees to resolve a supposed issue.

Please remember:

  • The CFPB does not request payments, fees, or money transfers from consumers.
  • Never provide account numbers, online banking credentials, debit card information, or Social Security numbers to unsolicited callers or messages.
  • Be cautious of urgent demands, threats, or requests to act immediately.
  • Do not click on links or open attachments from unknown sources.
  • Verify any communication by contacting the organization directly using information obtained from an official website or trusted source.

If you receive a suspicious message claiming to be from the CFPB:

  1. Do not respond or send money.
  2. Do not provide any personal or financial information.
  3. Report the incident to your financial institution and appropriate authorities.
  4. Notify management if you believe a customer may have been targeted.

 Please remain vigilant and report any suspected fraud attempts immediately.

 

     

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Personal Checking Accounts

Choosing a checking account can be overwhelming. This is why...we've redesigned our deposit product offering. To put ease in your selection and focus on what's right for you.

View our full consumer deposit product offering in a side by side comparison.
Terms and conditions outlined in the attachment.

 

Essential Checking

Designed for those just starting out or those that need a little help getting back on track!

The Essential Checking account does not require a minimum balance but is not eligible for interest. With your Bristol Morgan Bank debit card, there are no limits on transactions, and you have access to the Money Pass ATM network.

Special Requirements as noted below:

  • Check writing prohibited.
  • $2 monthly charge for paper statement
  • $5 monthly service charge if no direct or mobile deposits
  • No overdraft option. Transactions will result in returned items.

 

Classic Checking

Looking for something a little more traditional? The Bristol Morgan Bank Classic Checking account earns you interest with no transaction limitations. Maintaining a daily minimum balance of $500 is required to obtain interest and to avoid a monthly service charge. If you write checks frequently and still wish to receive paper statements, this is the account for you.

 

this is why...Rewards Checking

You work hard for your money. We want it to work hard for you. This is why...we now offer Rewards Checking. This account earns higher interest on higher balances and rewards you for using Bristol Morgan Bank digital and mobile banking options, debit card services, and/or additional Bristol Morgan Bank deposit account options.

Special Requirements as noted below:

  • Direct Deposit
  • eStatement
    Plus one of the below:
  • 10 Debit Card Uses
  • Mobile Deposit
  • Maintain minimum daily balance of $5,000 in Savings or Money Market


Additional Requirements

  • $2 monthly charge for paper statement
  • One account per tax ID


Terms and conditions apply to earn the preferred interest rate*.

*Preferred annual percentage yield (APY) is earned on balances up to $15,000. Qualifications required in monthly statement cycle to obtain APY include direct deposit, eStatements, plus one of the following: 10 debit card uses, mobile deposit, or maintain minimum daily balance of $5,000 in Bristol Morgan Bank savings or money market account. When the qualifying criteria are not met during the statement cycle, the interest rate shall be .01% APY. When the qualifying criteria are met during the statement cycle, the rate and APY on the daily balance of $0 to $15,000.00 will be the preferred rate. Any portion of the daily balance that is greater than $15,000.00 shall earn an interest rate of .01% APY.

 

Debit Cards

Bristol Morgan issues MasterCard® debit cards for personal and business use. They feature contactless payment, can be added to your digital wallet, and managed from Bristol Morgan Bank mobile banking apps. Talk to a customer service representative to get your card set up today!

We are a member of the MoneyPass® ATM Network. Use your MoneyPass® debit card at any participating ATM without paying a surcharge.

Direct Deposit & Payroll Services

Bristol Morgan Bank offers direct deposit for all consumer and business deposit accounts. Set up your own direct deposit or offer your employees the convenience to electronically deposit paychecks right into their own bank account. Simply create and present your NACHA formatted payroll file through an internet-based software program—from there we will do the work. Bristol Morgan Bank sends the ACH files, so they are ensured to be delivered into your employees’ accounts on payday.

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