**Holiday Hours – All Bristol Morgan Bank locations**
Christmas Eve – Closing at Noon | Christmas Day – Closed | New Year’s Day – Closed**

Ray Carreira III

NLMS #1261054

Ray joined Bristol Morgan Bank in July of 2023, bringing over 10 years’ lending experience.

Having worked and resided the last decade in the Milwaukee area, he is excited to return to the Fox Valley and brings a broad perspective of lending markets and situations to help small businesses and consumers find the right solution for their situation.

His free time is spent with his dogs, cooking, volunteering in the community, and spending time with friends.

 

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