Business Deposit Rates
If you have questions about the below information, please call toll free 1-888-852-3191.
This Rate Charts below contain information about interest rates and annual percentage yields (APY) for some of the BUSINESS accounts we offer. Please download the PDF below to view Business account rates.
CD Specials
Minimum to open | $5,000
*15-Month Special | Minimum to open $10,000 | NEW MONEY ONLY
| Term | Interest Rate | APY* |
|---|---|---|
| 15 Month* | 4.02% | 4.10% |
| 26 Month | 3.68% | 3.75% |
| 37 Month | 3.59% | 3.65% |
CDs (Certificates of Deposits)
Minimum to open & obtain APY | $500
| Term | Interest Rate | APY* |
|---|---|---|
| 6 Month | 2.08% | 2.10% |
| 12 Month | 2.18% | 2.20% |
| 24 Month | 2.37% | 2.40% |
| 36 Month | 2.57% | 2.60% |
| 48 Month | 2.76% | 2.80% |
| 60 Month | 2.96% | 3.00% |
Community Partner Checking
No minimum balance required
Non-profit organizations and municipalities are eligible.
| Minimum Daily Balance | Interest Rate | APY* |
|---|---|---|
| $0 - $2,499.99 | .01% | .01% |
| $2,500 - $24,999.99 | .05% | .05% |
| $25,000 - $99,999.99 | .07% | .07% |
| $100,000 - $249,999.99 | .10% | .10% |
| $250,000 and over | .15% | .15% |
Business Savings
Minimum daily balance to obtain APY | $100
| Interest Rate | APY* |
|---|---|
| .10% | .10% |
Business Money Market
*Minimum daily balance to obtain APY | $2,500
| Minimum Daily Balance | Interest Rate | APY* |
|---|---|---|
| $0 - $2,499.99 | .25% | .25% |
| $2,500 - $24,999.99 | .50% | .50% |
| $25,000 - $99,999.99 | .75% | .75% |
| $100,000 - $249,999.99 | 1.24% | 1.25% |
| $250,000 - $499,999.99 | 1.49% | 1.50% |
| $500,000 and over | 3.92% | 4.00% |
New Branch Money Market Special*
*Introductory Rate through January 31, 2026
*Available at Oshkosh branch ONLY
*New Money Only
| Minimum Daily Balance to obtain APY* | Interest Rate | APY |
|---|---|---|
| $0 - $2,499.99 | 2.23% | 2.25% |
| $2,500 - $24,999.99 | 2.47% | 2.50% |
| $25,000 - $99,999.99 | 2.71% | 2.75% |
| $100,000 - $249,999.99 | 3.20% | 3.25% |
| $250,000 - $499,999.99 | 3.44% | 3.50% |
| $500,000 and over | 3.92% | 4.00% |
*The APY for each tier is effective 9/22/2025 and will be paid on the entire balance in the account.
*A minimum deposit of $2,500 of new money is required to open.
*Fees may reduce earnings.
*Special interest rate is paid until January 31, 2026, at which time the APY will revert to the standard variable rates.
*All rates subject to change.
*Fees could reduce the earnings on the account. The Interest Rate and Annual Percentage Yields (APY) are accurate as of the date above and are subject to change without notice. For current rate information, call 1-888-852-3191.